ENTRY POINT FOR ACTION
Consider Diverse Household Financial Circumstances
Create initiatives that are appropriate to people’s current financial circumstances, particularly for people experiencing poverty and facing unmet basic needs (e.g., food insecurity, energy insecurity, housing insecurity). Set realistic, achievable goals (e.g., building savings only after basic needs are addressed).

Start Using the Framework
The stage of initiative (i.e., design, implementation, or assessment) that your organization or government unit is at will impact what steps you need to take to apply the Framework’s evidence-based strategies and indicators.
